数字钱包

The most common type of 电子钱包 is an app on your phone that stores the data from your physical credit and debit cards, 驾照, 门票及更多. You add the data by either inputting it off your card, 与一个帐户同步, or taking a photo of the card or ticket from inside the app, 所以你的手机会帮你读出来.

购买或兑换门票, 只要输入你的手机密码, 或使用ID, and then you can pay by holding your phone toward the point-of-sale device, or showing the agent your e-ticket to scan. 

A 电子钱包 may also refer to the system online where you have inputted your payment details once and, 从那时起, you don't need to enter it again because the retailer or e-pay provider has stored it for you. To make purchases, you need only enter your email and password for that provider, for example PayPal.

是的, your 电子钱包 is not intended to replace your physical wallet but to add to the experience and range of options at your disposal. It means you're not tied to your old wallet but you may still use it in places where they don't yet accept e-pay.

You may choose to sign up for as many or as few e-pay providers as you like. 例如, you might already be signed up for Amazon or GrubHub for some of your online shopping, and then use PayPal to make your other purchases. Some stores may still require you to input your payment details separately.

When it comes to the 电子钱包 app on your phone, 如果你有iPhone的话, you will likely use Apple Pay and if you have a Samsung phone you will likely use Samsung Pay. Other than that, it's up to you to choose the brand that best fits your needs and taste.

If your phone is backed up to a cloud service, your apps should automatically download to your new phone. All you'll need to do is sign in again on the new device. For new cards, you'll need to input or scan your new details. The good news is, do it just once and you're set.

只要你的手机, 移动PC, and other devices are protected by a password or Face ID, 这样你的支付信息就安全了. 另一方面, a wallet may be stolen and somebody could use your credit card to make fraudulent purchases in the time before you have it canceled.

不管你有什么样的钱包, 你应该警惕骗局, 网络钓鱼, 和盗窃, and report any suspicious activity to your financial institution or the authorities.

Generally, transactions through electronic payment providers will be free of charge. But be sure to check the fine print before signing up with any app or online service.